Original Medicare covers a lot but not everything. You’re still responsible for deductibles, copayments, and coinsurance. That’s where a Medicare Supplement Plan, also known as Medigap, steps in.
These plans are offered by private insurance companies and are designed to help you pay the costs that Medicare leaves behind.
What Medigap Covers:
- Medicare Part A deductible and coinsurance
- Medicare Part B coinsurance and copayments
- Skilled nursing facility coinsurance
- Emergency medical care during foreign travel
- First 3 pints of blood in a medical procedure
Depending on the plan you choose, you could dramatically reduce or even eliminate most out-of-pocket medical costs.
Why Choose a Medigap Plan?
- Predictable medical costs
- Freedom to visit any doctor or hospital that accepts Medicare
- No referrals needed to see a specialist
- Peace of mind if you have frequent doctor visits or medical needs
Medigap plans work alongside Original Medicare, not as a replacement. You’ll still be enrolled in Part A and Part B, but your Medigap plan helps cover the financial gaps.
Important Notes:
- Medigap plans do not include prescription drug coverage
- You can add a Part D Prescription Drug Plan if needed
- You must be enrolled in both Part A and Part B to qualify
- Plans are standardized, but premiums vary by carrier and location
Let’s Fill the Gaps Together
Our team will help you find the Medigap plan that gives you the protection and flexibility you need — without surprises.
Call us at 801-471-5924 or click here to speak to a Medicare expert now.